How to Get Cheap Car Quotes

Are you interested on buying a car right now but afraid of getting swindled and confused left and right by all these loud, pushy, and strangely magnetic car sales representatives? Well, if you want to get cheap car quotes, and by that I don't just mean car prices that are lower than average, I mean car prices that are affordable and comparatively low considering that you are getting a quality, trustable, honest merchandise. In short, a cheap quote for something that's not a lemon. Well if so, then you would want to read on below for the tips and advice on how to get cheap car quotes.

First of all, you must be prepared. Know cars. Know the prices of cars and the prices of their parts. Know the rise and fall of their prices through the years. You must research about the current prices of cars in their different makes. If you are looking for a second hand bargain, then also take a survey on second hand prices. Be up to date not only on the prizes, but on the depreciation rates of these cars. If you are not so sure of what kind of car you like, this research would be more extensive. It would probably help you if you actually do the leg work and check out the cars in person. The best thing is to zoom in the brand and make of the car you want, or just narrow it down to a handful of choices you would be considering later on. Narrowing down what you want is essential for the next steps that you need to go through.

You must know get your quotes. Do this by calling your chosen dealers one by one. It would be best if you did not leave your true identity or any contact details such as your phone number or your address. If this is not possible, have someone else call and leave their number, say your spouse or your trusted friend. This is because this way, you will be able to get the preliminary prices before you start bargaining or haggling to get discounts. Another easy way of doing this is, and that is by going online and looking for free online quotes. All these information will be your armour and weapon against your true foe, the salesperson you will get your cheap car quotes eventually.

You must remember that salespeople, especially cars sales people, can be very slick. They will want you to buy the car, and buy the car right now. They will keep on lowering their prices if and say that the offer will be a one time deal that won't be available tomorrow. Do not give in to their appeals because you will regret it. Once armed with your knowledge on cars, you will now know better than to buy something for a price that's too high for it. You will be better equipped in avoiding an emotional buy of what you thought was a cheap car quote.

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How to Get a Good Car Auto Insurance Deal at Renewal Time

If it's that time of year again when the clock is ticking down on your car insurance, you may be dreading finding out what the increase in cost is going to be. Unfortunately, a car is a necessity for most of us (for reasons of work, and even just getting around on a day-to-day basis), and it's a luxury that many others are not willing to give up. So how can you get a good deal on your cover at renewal time?

It doesn't have to be the case that car insurance will cost you an absolute fortune; there are many ways you could bring it down to a respectable and affordable level.

1. Be ready to switch. ( Auto car honda)
A lot of people feel that they have some responsibility of loyalty to an insurance provider, especially if they haven't had any real problems in dealing with them over the past year. However, this isn't necessarily the best way to save money or the best possible way of dealing with the renewal of your quote. If you feel as though you could get a better deal elsewhere, you should maybe try switching. This way, you're opened up to introductory offers that could reduce your premiums substantially for the first year, after which you're free to switch again.

2. Buy online. ( Auto car honda)
Many companies are willing to offer you a discount for purchasing your car insurance online, rather than over the phone. This allows them to cut down on the number of call centres they have to staff, reducing their outgoings - a saving that many of them are happy to pass on (at least in part) to their customers. This can often be as high as 10%, and so it's often a great place to check out if you're looking at switching (although it's usually the case that you can get the same discount for renewing your insurance online as well, and not just by switching to a company as an introductory offer).

3. Consider specialist providers. ( Auto car honda)
Many insurance companies are designed to cater to specific, lower-risk groups of people, such as women drivers, or over 50's drivers. If you are in one of these categories, you could end up saving a considerable amount of money;

4. Don't take the first offer that comes along. ( Auto car honda)
There are literally dozens of car insurance providers in the UK, and so it's unlikely that you'll get the best offer from the first company you call or whose website you visit. You owe it to yourself to shop around for the right deal.

Using a car insurance comparison website can give you access to many, many providers, allowing you to look through what is available. That way you'll hopefully get a decent estimate of what you can expect to be paying and get a much better sense of what really is a good offer.

Russell Marlow is a London based freelance writer who writes about financial products including car insurance.

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